2026 Federal Poverty Level (FPL) Rules•California Medi-Cal & All 50 States

Medicaid & Medi-Cal Eligibility Screener

Find out in 30 seconds whether your household likely qualifies for $0-premium Medicaid or California Medi-Cal based on the official 2026 HHS Federal Poverty Guidelines ($15,960 base + $5,680 per additional member) and state MAGI thresholds. Anonymous — no sign-up and nothing stored.

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100% Anonymous • Zero Data Stored: All calculations run locally in your browser using official 2026 HHS Federal Poverty Guidelines and state Medicaid/Medi-Cal rules. Nothing you enter is transmitted or saved.

Screening Tool Only

Enter Household Basics

No account or personal identifiers required. Test different scenarios below:

Quick Example Scenarios:

1. State of Residence

2. Tax Household Size (Before Unborn Child Adjustment)3 people

1 (Individual)35810+

Include yourself, your spouse if filing jointly, and any tax dependents you claim.

3. Gross Household Income (Before Taxes)

$per year

4. Applicant Age Group

Applicant is currently pregnant (or within 12 months postpartum)

Counts unborn child toward household size and unlocks higher pregnancy thresholds (213% FPL / 322% MCAP in CA).

Applicant has a documented disability or receives SSI / SSDI

Evaluates Aged, Blind & Disabled (ABD) and Working Disabled Medicaid pathways.

2026 Eligibility Screening Result • California132% of 2026 FPL

✓

You likely qualify

Your estimated household income (132% of the 2026 Federal Poverty Level) is below California's 138% FPL limit ($37,702/yr or $3,142/mo).

For a household of 3 under the Adult (Ages 19–64) MAGI category, Medi-Cal (DHCS) covers eligible residents up to $37,702/year ($3,142/month). Your reported income of $36,000/year (132% FPL) falls within the qualifying range.

Evaluated Pathway:Adult (Ages 19–64) MAGI

Effective Household Size:3 people

2026 100% Federal Poverty Level:$27,320/yr ($2,277/mo)

Medi-Cal (DHCS) Income Limit (138% FPL):$37,702/yr ($3,142/mo)

Your Entered Income:$36,000/yr ($3,000/mo • 132% FPL)

Apply Officially at BenefitsCal.com (Official CA DHCS Portal)↗

Check Covered California Subsidies ↗

Important Notice: This is an educational, rules-based screening tool, not an official eligibility determination. Only your state Medicaid agency (Medi-Cal (DHCS)) can make a binding eligibility determination. Even if this tool estimates you don't qualify, you have the legal right to submit an official application at any time.

Even If You Don't Qualify for Medicaid

California Hospital Charity Care Covers Up to 400% FPL ($109,280/yr for 3)

Under California's Hospital Fair Pricing Act (AB 774 / AB 1020), every licensed hospital in California must offer free or discounted charity care to uninsured or high-medical-cost patients earning up to 400% of the Federal Poverty Level ($109,280/year for a household of 3).

Compare Hospital Cash & Medi-Cal Rates →Set Medi-Cal as My Plan for Price Checks →

2026 Federal Poverty Level (FPL) & California Medi-Cal Income Limits

Source: U.S. Department of Health & Human Services (HHS) 2026 Poverty Guidelines & California Department of Health Care Services (DHCS).

+$5,680/yr per additional member

Household Size	100% FPL (2026 Baseline)	138% FPL (Adult Medi-Cal)	213% FPL (Pregnancy Medi-Cal)	266% FPL (Children 0–18)	322% FPL (MCAP / C-CHIP)
1 Person	$15,960/yr	$22,025/yr	$33,995/yr	$42,454/yr	$51,391/yr
2 People	$21,640/yr	$29,863/yr	$46,093/yr	$57,562/yr	$69,681/yr
3 PeopleYour Size	$27,320/yr	$37,702/yr	$58,192/yr	$72,671/yr	$87,970/yr
4 People	$33,000/yr	$45,540/yr	$70,290/yr	$87,780/yr	$106,260/yr
5 People	$38,680/yr	$53,378/yr	$82,388/yr	$102,889/yr	$124,550/yr
6 People	$44,360/yr	$61,217/yr	$94,487/yr	$117,998/yr	$142,839/yr