2026 Federal Poverty Level (FPL) Rulesβ€’California Medi-Cal & All 50 States

Medicaid & Medi-Cal Eligibility Screener

Find out in 30 seconds whether your household likely qualifies for $0-premium Medicaid or California Medi-Cal based on the official 2026 HHS Federal Poverty Guidelines ($15,960 base + $5,680 per additional member) and state MAGI thresholds. Anonymous β€” no sign-up and nothing stored.

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100% Anonymous β€’ Zero Data Stored: All calculations run locally in your browser using official 2026 HHS Federal Poverty Guidelines and state Medicaid/Medi-Cal rules. Nothing you enter is transmitted or saved.
Screening Tool Only

Enter Household Basics

No account or personal identifiers required. Test different scenarios below:

Quick Example Scenarios:
3 people
1 (Individual)35810+

Include yourself, your spouse if filing jointly, and any tax dependents you claim.

$per year
2026 Eligibility Screening Result β€’ California132% of 2026 FPL
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You likely qualify

Your estimated household income (132% of the 2026 Federal Poverty Level) is below California's 138% FPL limit ($37,702/yr or $3,142/mo).

For a household of 3 under the Adult (Ages 19–64) MAGI category, Medi-Cal (DHCS) covers eligible residents up to $37,702/year ($3,142/month). Your reported income of $36,000/year (132% FPL) falls within the qualifying range.

Evaluated Pathway:Adult (Ages 19–64) MAGI
Effective Household Size:3 people
2026 100% Federal Poverty Level:$27,320/yr ($2,277/mo)
Medi-Cal (DHCS) Income Limit (138% FPL):$37,702/yr ($3,142/mo)
Your Entered Income:$36,000/yr ($3,000/mo β€’ 132% FPL)
Important Notice: This is an educational, rules-based screening tool, not an official eligibility determination. Only your state Medicaid agency (Medi-Cal (DHCS)) can make a binding eligibility determination. Even if this tool estimates you don't qualify, you have the legal right to submit an official application at any time.
Even If You Don't Qualify for Medicaid

California Hospital Charity Care Covers Up to 400% FPL ($109,280/yr for 3)

Under California's Hospital Fair Pricing Act (AB 774 / AB 1020), every licensed hospital in California must offer free or discounted charity care to uninsured or high-medical-cost patients earning up to 400% of the Federal Poverty Level ($109,280/year for a household of 3).

2026 Federal Poverty Level (FPL) & California Medi-Cal Income Limits

Source: U.S. Department of Health & Human Services (HHS) 2026 Poverty Guidelines & California Department of Health Care Services (DHCS).

+$5,680/yr per additional member
Household Size100% FPL (2026 Baseline)138% FPL (Adult Medi-Cal)213% FPL (Pregnancy Medi-Cal)266% FPL (Children 0–18)322% FPL (MCAP / C-CHIP)
1 Person$15,960/yr$22,025/yr$33,995/yr$42,454/yr$51,391/yr
2 People$21,640/yr$29,863/yr$46,093/yr$57,562/yr$69,681/yr
3 PeopleYour Size$27,320/yr$37,702/yr$58,192/yr$72,671/yr$87,970/yr
4 People$33,000/yr$45,540/yr$70,290/yr$87,780/yr$106,260/yr
5 People$38,680/yr$53,378/yr$82,388/yr$102,889/yr$124,550/yr
6 People$44,360/yr$61,217/yr$94,487/yr$117,998/yr$142,839/yr
Arizona Long-Term Care Medicaid β€’ Phoenix & Statewide
2026 AHCCCS / ALTCS Rules (Effective Jan 1, 2026)

Arizona ALTCS Eligibility Check β€” Assisted Living, Memory Care, SNF & Home Care for Parkinson's

Unlike Medicare (which does not pay for assisted living room and board), Arizona's ALTCS (Arizona Long Term Care System) pays for contracted Assisted Living Communities, Memory Care units, Skilled Nursing Facilities, and In-Home Attendant Care in Phoenix/Maricopa County (via Mercy Care and Banner – University Family Care ALTCS) when an applicant meets both financial and medical nursing-facility level-of-care criteria.

1. 2026 Gross Income Limit (300% FBR)
$2,982 / month

Single applicant or married applicant with one spouse applying ($2,901/mo in 2025). Over-Income Miller Trust Path: If gross pension/Social Security exceeds $2,982/mo, applicants can still qualify financially using an Arizona Income-Only Trust (Miller Trust).

2. 2026 Countable Resource (Asset) Limit
$2,000 Single | Up to $162,660 Spouse

Single applicants may keep $2,000 in countable assets. A healthy spouse living at home keeps $32,532 minimum to $162,660 maximum in 2026 ($31,584–$157,920 in 2025), plus an exempt primary home (up to $752,000 equity in 2026) and one vehicle.

3. Medical PAS Screening (Parkinson's ADLs)
Pre-Admission Screening (PAS)

An AHCCCS nurse/social worker evaluates whether Parkinson's motor fluctuations, falls, freezing of gait, bathing/dressing/transfer needs, or Parkinson's dementia require daily hands-on care equivalent to a nursing facility level of care.